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About PaisaBot

PaisaBot exists to make everyday money decisions clearer for people across India. We build free, accurate, and genuinely useful tools — no jargon, no paywalls, and no selling your data.

What we offer

  • 104+ finance calculators covering loans, investments, tax, deposits, retirement, and goal planning.
  • A private money tracker with budgeting and savings goals — your data never leaves your browser.
  • Practical guides on investing, tax planning, and personal finance.

How our calculators work

Every calculation uses Decimal.js for bank-grade precision, following the standard formulas used by Indian banks, brokerages, and the Income Tax Department. Tax logic is kept current for FY 2025-26.

Our promise on privacy

The money tracker stores everything locally in your browser. We don’t require an account, and we never upload your transactions. You’re always in control.

Who writes PaisaBot

Our guides are written by a small editorial team focused on making Indian personal finance easy to act on. Everything we publish is educational information for the current financial year — not personalised financial advice.

  • Aarti NairPersonal Finance & Tax Writer. Aarti Nair writes about personal finance, taxation, and government savings schemes for Indian households. The focus is turning dense rules — tax regimes, deductions, EPF, PPF and small-savings schemes — into plain-language guides readers can act on, kept current for the latest financial year.
  • Rahul MenonInvestments & Markets Writer. Rahul Menon covers investing, mutual funds, loans, and the markets for PaisaBot. The interest is the practical maths of money — how SIPs compound, how EMIs are built, and how small changes to a plan add up over decades — explained without jargon.

Contact & corrections

Spotted an error or have feedback? Email us at paisabot26@gmail.com. We take accuracy seriously and reply to every genuine message.